Sign inOpen an account

Current account

An account for every day, from €0 a month

Every plan comes with an IBAN, a debit card, instant transfers up to €1,000 and online banking. Pick the extras you want.

Basic

€0 a month

Cash withdrawals5 a month, euro area
Arranged overdraft14.90% EAR

Debit card, instant transfers, the app

Plus

€4.90 a month

Cash withdrawalsUnlimited, worldwide
Arranged overdraft12.90% EAR

Travel insurance, no fees on cash abroad

Premium

€12.90 a month

Cash withdrawalsUnlimited, worldwide
Arranged overdraft9.90% EAR

Travel and phone insurance, airport lounges, priority line

Open an account in ten minutes

  1. Choose a plan. You can change it later, for free.
  2. Take a photo of your passport or ID card, and a short video selfie.
  3. We check your details, usually within minutes.
  4. Your IBAN works straight away. Your card arrives in about 5 working days.

You need to be 18 or over and live in the Netherlands, Germany or Portugal. What you need

This is a demo bankMalshin can't open real accounts. To try online banking, sign in as one of the test members: every password is malshin-demo.Sign in as a test member